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Reverse Mortgages Give You Cash Now!




If you are 62 years old or older and you own your own home, you may want to use a reverse mortgage to get some cash. In the past, the only ways to get cash out of your home was to sell your home or borrow against it. Now,  reverse mortgages are available to help seniors tap into the wealth that has built up in their homes. Reverse mortgages don't require you to move or take on extra debt. Reverse Mortgages work like traditional mortgages build in reverse, Instead of making a house payment each month, you receive a payment from the lender. Depending on the type of Reverse Mortgage and the lender, you can take the money in a lump sum, in monthly advances, through line-of-credit, or a combination of three. Most Reverse Mortgages do not require any repayment of principal, interest or servicing fees, as long as you live in your home, These loans are called rising-debt loans for that reason, The money you receive usually may be used for any reason. Homeowners must stay current on property taxes taxes, home repairs, and homeowners insurance. Loans are typically repaid when you sell your home or upon your death. The loan can be paid off from the proceeds of the sale of the home or your heirs may keep the house if loan balance can be paid off using other assets. The amount due will be the lesser of your loan balance or the market value of your property. To qualify for Reverse Mortgages, you must be at least 62 years old and have paid for most of your home mortgage. Income is generally not a factor. The amount you may borrow depends on your age, equity in your home, value of your home and the interest rate.

 

  

United States Federal Law (12 U.S.C. 1715Z-20-1) was created to meet the  

     special needs of senior Homeowners by reducing the effects of economic

 hardship caused by the increasing of meeting health, housing, and subsistence needs at a time of reduced income and assets.

 

      This Federally Insured (HECM) also known as Home Equity Conversion 

       Mortgage can 1. eliminate your monthly mortgage payments 2. provide monthly 

   income, and 3. Stop Foreclosure process (if needed) There are no income or credit qualifcations.

 

It is your right to receive this information available to you.

 
 
YES! Please provide me FREE information about this Government Program. 
  
TOLL FREE CALL 1-888-867-2320   EXT....185
 
Home equity loan with ZERO monthly payments!
Credit history not a factor!
Eliminate existing payments on current home equity loans!
Turn your home equity into cash without the worry of a monthly payment!
 
Important facts about the FHA GOVERNMENT insured HECM equity loan.
 
* A safe and easy way to turn your home equity into cash with no monthly payments!
 
* If married, both husband and wife must be 62 years of age or older.
 
* You make no monthly payments for as long as you live in the home.
 
* If you are currently paying on a high interest loan, eliminate those payments.
 
* Title of home stays with you and passes to your heirs.
 
* You are Guaranteed to stay in your home as long as you like.
 
 

 
MANHATTAN
MORTGAGE
CORPORATION
 
Are Proud to bring you...
Smokey Mountain's
Reverse Mortgage Program
Designed and guaranteed by the FHA,
a Federal Government Program.
Reverse Mortgages were developed to
* Provide you cash when you need it.
* And to insure you will always have a roof over your head.
It's Your Home!
 
Does your home act like it owns all your assets?
 
Specifically you would receive....
* Tax FREE Monthly Cash.
* A loan that you don't have to pay back.
* Money that can be used for whatever is important to you!
* Your current mortgage payment will go away forever.
 
(And best of all)
 
Would additional cash add to the quality of your life?
How about having cash to help with:
* Daily living expenses.
* Eliminate your mortgage payment-for life.
* Prevent Foreclosure.
* Home repairs or modifications.
* Pay for Prescription Drugs or Health Care Expenses.
* Pay off debts.
* See your children more frequently.
* Do something with and for your grandchildren.
* See that important place you have always wanted to visit.
* And More....
 
How do I get a Reverse Mortgage?
 
It's easy and we will guide you each step of the way.
 
1. Get educated on Reverse Mortgages through a phone consultation.
2. Have an appraisal of your home (which we will arrange)
3. Have your Reverse Mortgage approved.
4. Receive your money.
 
You still own your home!
It can be left to your children.
 
When the value of your house increases your total assets also increase.
Even if the market value goes down you still receive your full loan amount.
How do you receive your money from Reverse Mortgage?
 
You have 6 payment options:
1. Monthly for as long as you occupy the property.
2. Monthly for a specified period of time.
3. A line of Credit.
4. A combination of lifetime monthly payments and a Line of Credit.
5. A combination of a specific number of months and a Line of Credit.
6. A lump sum of cash.
Which payment option would you prefer?
 
WHAT ARE PEOPLE SAYING ABOUT REVERSE MORTGAGES? 
 
" Before I looked into this, I was worried about how I was going to pay my taxes or pay for the upkeep on my home". C.Palmer of New Hampshire
 
"A reverse mortgage was a Godsend for my parents". G. Booker of Michigan
 
"This income helps me live without having to sacrifice and sell my house". W. Best of Ohio
 
 
For More FREE information on the Reverse Mortgage
24hr. Call FREE 1-888-867-2320 Plus Ext.---185
Authorized Agent
  
William Lewis Cell Phone 615-473-1071